MINUTES OF MEETING LIVE OAK LAKE
COMMUNITY DEVELOPMENT DISTRICT

The regular meeting of the Board of Supervisors of the Live Oak Lake Community Development District was held on Thursday, July 17, 2025, at 3:11 p.m. at the Ramada by Wyndham Hotel & Waterpark, 2261 East Irlo Bronson Memorial Hwy, Kissimmee, Florida.

Present and constituting a quorum:

Ned Bowman	Chairperson
Linda Warner	Vice Chairperson
Mel Gray Marshall	Assistant Secretary
Andrea Stevens by Zoom	Assistant Secretary Also present were:
Tricia Adams	District Manager, GMS
Sarah Sandy by Zoom	District Counsel, Kutak Rock
Jarrett Wright	Field Services, GMS
Robbie Szozda	Field Services, GMS

FIRST ORDER OF BUSINESS	Roll Call
Ms. Adams called the meeting to order at 3:11 p.m. Three Supervisors were in attendance constituting a quorum. Ms. Stevens joined by Zoom.

SECOND ORDER OF BUSINESS	Public Comment Period
Ms. Adams opened the public comment period.
Resident (Sherry Payne-Lewis, 2724 Greenlands St.) followed up on moving of the meeting, midge problem and what was determined, and which pond is worse.
Resident (Joan Zang, 2464 Promenade Dr.) asked if there will be time to ask questions after reviewing the agenda today.
Resident (Karen Baker, 2484 Yellow Brick Rd.) stated meetings need to be in Twin Lakes.
It’s easier to get there and more residents are there.

Resident (Kenneth Mapp, 2611 Meadow Edge Loop) asked about the process when getting to the budget and how public comments will work. Mr. Bowman noted the Board will answer questions during the budget. The budget will be adopted after the public hearing.
Resident (Brian Warner, 2692 Redblush Terrace) noted someone driving a vehicle with smoke coming out the back around pond 2C and the midge problem is horrible at pond 2C. Mr. Bowman noted the midge situation takes time and is getting better. There is money in the proposed budget to get it done.

THIRD ORDER OF BUSINESS	Approval of Minutes of the May 15, 2025,
Board of Supervisors Meeting
Ms. Adams presented the minutes of the May 15, 2025 Board of Supervisors meeting. She noted the minutes have been reviewed by the District Manager and District Counsel. She offered to take Board corrections. The Board had no changes to the minutes.

On MOTION by Mr. Bowman, seconded by Ms. Warner, with all in favor, the Minutes of the May 15, 2025 Board of Supervisors Meeting, were approved.

FOURTH ORDER OF BUSINESS	Public Hearings
Ms. Adams stated there is a public hearing for Resolution 2025-05 adopting the Fiscal Year 2026 budget and appropriating funds and a public hearing for Resolution 2025-06 imposing special assessments and certifying a tax roll. She asked for a motion to open the public hearings.

On MOTION by Mr. Bowman, seconded by Ms. Warner, with all in favor, Opening the Public Hearing, was approved.

Kenneth Mapp (2611 Meadow Edge Loop) spoke about operating expenses and his assessment contribution. It was stated that the two debt assessment areas encompass all of Live Oak Lake CDD, and have the same debt assessment amounts. The O&M portion stays with the District and the other portion is remitted to the Trustee. He questioned the interfund transfer. Ms. Sandy noticed the interest earnings on the reserve account cannot be taken out of the trust estate. The trust estate is all of the accounts associated with the bond issuance that US Bank as your trustee has. The trust estate and funds associated with it that interest earnings cannot be paid out

to the District to then use in the general O&M budget. It remains within the trust estate to pay the amounts due with respect to the bonds. The Indenture provides how the funds are to be utilized.
John Lester (5020 Vantage Court) spoke about the number of platted lots and costs going up. His point being if there are fewer units, there is more expense per unit. Ms. Adams stated there are 1,987 units included in the budget. Ms. Sandy noted there were some changes in the development plan. It’s anticipated that there will be slightly more units built than originally anticipated. He spoke about irrigation. Mr. Bowman stated for irrigation they only do Nolte and the road out to Alligator. The perimeter of the ponds is all unirrigated bahia grass. The pond banks are all bahia grass and everything else on Nolte is St. Augustine. He spoke about midges tied to breaking ground for construction. Mr. Wright stated they can get ahead of the midges and start doing treatment as soon as they break ground and coordinate with the developer asking them to do shoreline plantings and install other things. Midge treatment takes time.
Sherry Payne-Lewis (2724 Greenland St.) asked, regarding Twin Lakes Blvd Pond, what has been done to determine which pond is the worse and what is being done on Greenland St? Mr. Bowman stated this public hearing is regarding the budget. She asked if aerators are in this budget and if so, how many and for which ponds? Ms. Adams stated they will discuss the midge program under the field managers’ report.
Joan Zang (2464 Promenade Dr.) spoke about sizable increase for midge management and what was budgeted before and now the new budget, over $100K. Mr. Wright stated the budget is for a comprehensive midge management program. The former treatment budget is proving to be not enough. She asked about aerators in ponds. Mr. Bowman noted it’s included in what is proposed.
Karen Baker (2484 Yellow Brick Rd.) asked staff to explain the Series 2016 and 2020 bonds. Mr. Bowman reviewed when the bonds were issued. Ms. Adams noted it’s an assessment area. There is a certain number of homes in the 2016 area and a certain number in the 2020 area.
Joan Zang (2464 Promenade Dr.) asked for clarification on maintenance assessments. Ms.
Adams stated all property owners pay the maintenance fee and the debt service fee.

Consideration of the Resolution 2025-05 Adopting the District’s Fiscal Year 2026 Budget and Appropriating Funds

Ms. Adams stated approval of this resolution adopts the Fiscal Year 2026 budget and has provisions for appropriating items in the general fund and debt service fund. The proposed budget is attached to the resolution. Ms. Adams provided an overview of the budget.

On MOTION by Mr. Bowman, seconded by Ms. Warner, with Ms. Stevens, Mr. Bowman, and Ms. Warner in favor and Ms. Marshall opposed, Resolution 2025-05, Adopting the Districts Fiscal Year 2026 Budget and Appropriating Funds, was approved 3-1.

Consideration of the Resolution 2025-06 Imposing Special Assessments and Certifying an Assessment Roll
Ms. Adams stated once the Board adopts the budget, it needs to be funded. It will be funded through special assessments which are CDD fees on the property tax bill. The Board will take action to approve the imposition and collection of the O&M fee and approve collection of the debt service fee. The budget and a copy of the tax roll are attached to this resolution.

On MOTION by Mr. Bowman, seconded by Ms. Warner, with Ms. Stevens, Mr. Bowman, and Ms. Warner in favor and Ms. Marshall opposed, Resolution 2025-06, Imposing Special Assessments and Certifying an Assessment Roll, was approved 3-1.

Ms. Adams stated there are no more public comments and she closed the public hearing.

FIFTH ORDER OF BUSINESS	Consideration of Fiscal Year 2026 – Phase 3
Direct Collection Agreement
Ms. Sandy stated this is the same form they have used throughout the number of years they have done direct collection. It is one that they accepted assignment of last year so there is no anticipated issue going forward. Mr. Bowman asked if they are paying for the unplatted lots for Phase 3? Ms. Sandy stated yes directly to the CDD.

On MOTION by Mr. Bowman, seconded by Ms. Warner, with all in favor, the Fiscal Year 2026 – Phase 3 Direct Collection Agreement, was approved.

Ms. Marshall stated the reason she voted nay is that she feels in this budget, they should be looking at some cost cutting. She stated it is unfair for the people who live in the carriage houses to put this kind of assessment on them because it’s hard for them to afford it. She noted they should be looking for Pulte and NLV to make contributions to get the costs down for people who live there. If they go into foreclosure, it affects everybody.

SIXTH ORDER OF BUSINESS	Consideration of Fiscal Year 2026 – Phase 5 &
6 Direct Collection Agreement
Ms. Adams noted this is the same type of agreement for Phases 5 & 6 with Narcoossee Land Ventures.

On MOTION by Mr. Bowman, seconded by Ms. Warner, with all in favor, the Fiscal Year 2026 – Phase 5 & 6 Direct Collection Agreement, was approved.

SEVENTH ORDER OF BUSINESS	Staff Reports
Attorney
Ms. Sandy had nothing additional to report but offered to take questions.

Engineer
Presentation of Annual Stormwater Report
Ms. Adams stated the District Engineer is not in town today. The Annual Engineer’s Inspection is on page 80 of the agenda package. It certifies the District is maintaining the infrastructure in accordance with the operations and maintenance plans. The District has precured adequate insurance coverage and budgeting to continue to maintain the infrastructure. It is required as part of the Trust Indenture. It was provided to the Trustee by July 1, 2025.

On MOTION by Mr. Bowman, seconded by Ms. Warner, with all in favor, Accepting the Annual Stormwater Report, was approved.

Field Manager’s Report
Mr. Wright reviewed the Field Managers Report. He attached the most recent site inspection.

Consideration of Updated Agreement for Midge Management Services
Mr. Wright stated previously three proposals were brought from Clark Environmental who is currently treating the midges. He recommended proceeding with the middle option which would include treatments of ponds 2, 3, 13, 14 & 15. There was a typo on the original email on his end. He wrote 16 on accident which is a much smaller pond so there has been an increase to that amount. From the last time the Board reviewed this it has gone up to $42K. Pond 13 is about three times the size of the original pond that was going there. That is why there is an increase here. This includes monthly larvicide treatments and pellets in the water year-round. From February to November, they would conduct weekly treatments of the ATV treatments around the pond itself, barrier treatments around the pond and then truck treatments around the front of the houses for these five ponds that are identified.
He explained how they selected these five ponds and additional steps they have taken. Ms. Marshall asked for water quality reports when Solitude starts testing the water so the Board can see what the real problem is.
Resident Sherry Payne-Lewis (2724 Greenlands St.) spoke about power washing the sidewalks. Mr. Wright stated this is washing of the CDD areas. When you get to the gate towards Greenlands, the HOA owns the gate and everything southside. The CDD own only on Nolte and toward Alligator Rd.
Resident – asked for a map that shows what the CDD takes care of. Ms. Adams will provide

a map. county.

Resident – asked who maintains the area outside on Hickory Tree? Mr. Bowman stated the

On MOTION by Mr. Bowman, seconded by Ms. Marshall, with all in favor, the Updated Agreement for Midge Management Services, was approved.

Ms. Adams noted the agreement will be subject to an agreement prepared by District Counsel. The agreement typically has a 30-day termination privilege for the District without cause.

District Manager’s Report
Approval of Check Register
Ms. Adams presented the check register totaling $93,536.36. She asked for any questions, comments, or concerns.

On MOTION by Mr. Bowman, seconded by Ms. Warner, with all in favor, the Check Register, was approved.

Approval of Balance Sheet
Ms. Adams presented the unaudited financials through the end of June. These are for informational purposes only. No Board action is required.

Approval of Fiscal Year 2026 Meeting Schedule
Ms. Adams presented the proposed meeting schedule for FY26. The monthly meetings are proposed to be held on the third Thursday of each month at 2:00 p.m. If the Board adopts a meeting schedule today but ends up changing the meeting location, the meeting schedule can be amended at any duly noticed Board meeting.

On MOTION by Mr. Bowman, seconded by Ms. Marshall, with all in favor, the Fiscal Year 2026 Meeting Schedule, was approved.

District Goals and Objectives
Adoption of Fiscal Year 2026 Goals & Objectives
Ms. Adams stated there is a statutory requirement that CDDs adopt annual goals and objectives. It was a new law that went into effect in 2024 but this year there was an attempt to repeal that law however it failed. CDDs are once again required to meet this government requirement. She reviewed the performance measures and standards.
Ms. Marshall asked to add a goal that they would like to seek developer contribution to the budget. Ms. Adams stated she reached out to landowners, NLV and Pulte to determine if they wanted to make an additional contribution for the upcoming budget. They are not obligated to do so. This item was deferred until the next meeting.

Presentation of Fiscal Year 2025 Goals & Objectives Authorizing Chair to Execute
Ms. Adams stated the Board adopted the goals and objectives for FY25. The District is required to report at the end of the fiscal year and post it on the Districts website. She asked for a motion to authorize the Chair to execute the final form of the report.

On MOTION by Ms. Warner, seconded by Ms. Marshall, with all in favor, the Fiscal Year 2025 Goals & Objectives, Authorizing Chair to Execute, was approved.

EIGHTH ORDER OF BUSINESS	Other Business
There being no comments, the next item followed.

NINTH ORDER OF BUSINESS	Supervisors Requests
There being no comments, the next item followed.

TENTH ORDER OF BUSINESS	Adjournment

On MOTION by Mr. Bowman, seconded by Ms. Warner, with all in favor, the meeting was adjourned.

Secretary / Assistant Secretary	Chairman / Vice Chairman